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Gratitude Sparks Support

Alumna's Generosity Makes Study Abroad Experience Possible

Victoria Hanan Roller with scholarship recipient, Mary Kluesner

We value supporters such as Victoria Hanan Roller '67, who is making a difference through the scholarship she created to help UNI students like Mary Kluesner (above, left) study abroad.

Growing up in Keokuk, some of Victoria Hanan Roller's favorite teachers, both elementary and secondary, had graduated from Iowa State Teachers College (now UNI). Those teachers' positive and enthusiastic remarks about ISTC made it her choice when selecting an undergraduate college.

From her year of entering, 1963, until the year of graduation, 1967, UNI was the State College of Iowa, a unique period in the university's history. But the values and reputation of excellence in teacher training did not change.

As she approaches her Golden Graduate reunion in October, she is anxious to see classmates and perhaps some professors again.

"It is their friendship, support and encouragements, even over these many years, that have become my very best memories of UNI," Victoria says. "We acquired knowledge in our chosen professional path, greatly improved skills in our degree area of physical education, gained confidence with humility and were introduced to a wider world view."

After teaching for 11 years, she entered graduate studies in Canada, receiving a master of divinity degree, then pastored three churches over 20 years.

"All of the teaching methods, speaking skills and interpersonal relations used in an educational setting are utilized in ministry. I have always been extremely thankful for my UNI education," she says.

After retiring, Victoria began supporting UNI students by establishing a study abroad scholarship, believing that international experience is a key means toward world understanding and peace. Travel, especially with studies abroad, opens minds and hearts in an unmatched way. Victoria has named the UNI Foundation as a beneficiary of retirement funds to continue the Rev. Victoria A. Roller Study Abroad Scholarship in the future.

"As I have also learned, we do not need to be wealthy to make a difference in the learnings of lives of UNI students by our gifts," she says.

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A charitable bequest is one or two sentences in your will or living trust that leave to the University of Northern Iowa Foundation a specific item, an amount of money, a gift contingent upon certain events or a percentage of your estate.

an individual or organization designated to receive benefits or funds under a will or other contract, such as an insurance policy, trust or retirement plan

Bequest Language

"I, [name], of [city, state, ZIP],
give, devise and bequeath to the University of Northern Iowa Foundation, an
Iowa nonprofit corporation of Cedar Falls, Iowa, [written amount or percentage
of the estate or description of property] to be used for such purposes as the
Board of Trustees may determine."

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A revocable living trust is set up during your lifetime and can be revoked at any time before death. They allow assets held in the trust to pass directly to beneficiaries without probate court proceedings and can also reduce federal estate taxes.

cannot be changed or cancelled

tax on gifts generally paid by the person making the gift rather than the recipient

the original value of an asset, such as stock, before its appreciation or depreciation

the growth in value of an asset like stock or real estate since the original purchase

the price a willing buyer and willing seller can agree on

The person receiving the gift annuity payments.

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You give assets to a trust that pays our organization set payments for a number of years, which you choose. The longer the length of time, the better the potential tax savings to you. When the term is up, the remaining trust assets go to you, your family or other beneficiaries you select. This is an excellent way to transfer property to family members at a minimal cost.

You fund this type of trust with cash or appreciated assets—and may qualify for a federal income tax charitable deduction when you itemize. You can also make additional gifts; each one also qualifies for a tax deduction. The trust pays you, each year, a variable amount based on a fixed percentage of the fair market value of the trust assets. When the trust terminates, the remaining principal goes to the UNI Foundation as a lump sum.

You fund this trust with cash or appreciated assets—and may qualify for a federal income tax charitable deduction when you itemize. Each year the trust pays you or another named individual the same dollar amount you choose at the start. When the trust terminates, the remaining principal goes to the UNI Foundation as a lump sum.

A beneficiary designation clearly identifies how specific assets will be distributed after your death.

A charitable gift annuity involves a simple contract between you and the UNI Foundation where you agree to make a gift to the UNI Foundation and we, in return, agree to pay you (and someone else, if you choose) a fixed amount each year for the rest of your life.

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