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'Why Not Me?'

Yena Balekyani

With assistance from the Alderman Scholarship, sophomore Yena Balekyani is on the path to law school.

University of Northern Iowa sophomore Yena Balekyani plans to use her education to help people like her. She is one of nearly 40 million immigrants living in the United States. Her family settled in Urbandale, Iowa, after emigrating from the Republic of Congo when Yena was 11 years old.

"Being an immigrant myself, I am very aware and very passionate about helping people who are not from here feel like they belong," Yena says.

Yena plans to help fellow immigrants with legal issues by becoming a lawyer. She is double majoring in sociology and political science at UNI with the hopes of attending law school after completing her undergraduate studies.

"I've seen a lot of encounters where refugees don't have a voice in a legal way," Yena says. "I have experienced it and feel like I have the potential to actually help people. I feel like there are not enough people out there who do that, so why not me?"

Yena has six brothers, making it difficult for her parents to fund her college education. Instead, this responsibility falls to Yena—a task that has been made easier thanks to her receipt of the Alderman Scholarship.

Yena has a specific message for people who donate to UNI: "I would tell them that I am very thankful and that they've taken a step forward to help me achieve my dreams. Having someone I don't know actually help me out with a scholarship is really great and makes me very happy."

Yena also says her scholarship allows her to focus more on studying, be more involved around campus and devote time to volunteering.

You Can Change a Life
Contact Jane Halverson at (319) 273-4665 or"> to learn how you can provide a scholarship for a student like Yena.

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A charitable bequest is one or two sentences in your will or living trust that leave to the University of Northern Iowa Foundation a specific item, an amount of money, a gift contingent upon certain events or a percentage of your estate.

an individual or organization designated to receive benefits or funds under a will or other contract, such as an insurance policy, trust or retirement plan

Bequest Language

"I, [name], of [city, state, ZIP],
give, devise and bequeath to the University of Northern Iowa Foundation, an
Iowa nonprofit corporation of Cedar Falls, Iowa, [written amount or percentage
of the estate or description of property] to be used for such purposes as the
Board of Trustees may determine."

able to be changed or cancelled

A revocable living trust is set up during your lifetime and can be revoked at any time before death. They allow assets held in the trust to pass directly to beneficiaries without probate court proceedings and can also reduce federal estate taxes.

cannot be changed or cancelled

tax on gifts generally paid by the person making the gift rather than the recipient

the original value of an asset, such as stock, before its appreciation or depreciation

the growth in value of an asset like stock or real estate since the original purchase

the price a willing buyer and willing seller can agree on

The person receiving the gift annuity payments.

the part of an estate left after debts, taxes and specific bequests have been paid

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Tax on the growth in value of an asset—such as real estate or stock—since its original purchase.

Securities, real estate or any other property having a fair market value greater than its original purchase price.

Real estate can be a personal residence, vacation home, timeshare property, farm, commercial property or undeveloped land.

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You give assets to a trust that pays our organization set payments for a number of years, which you choose. The longer the length of time, the better the potential tax savings to you. When the term is up, the remaining trust assets go to you, your family or other beneficiaries you select. This is an excellent way to transfer property to family members at a minimal cost.

You fund this type of trust with cash or appreciated assets—and may qualify for a federal income tax charitable deduction when you itemize. You can also make additional gifts; each one also qualifies for a tax deduction. The trust pays you, each year, a variable amount based on a fixed percentage of the fair market value of the trust assets. When the trust terminates, the remaining principal goes to the UNI Foundation as a lump sum.

You fund this trust with cash or appreciated assets—and may qualify for a federal income tax charitable deduction when you itemize. Each year the trust pays you or another named individual the same dollar amount you choose at the start. When the trust terminates, the remaining principal goes to the UNI Foundation as a lump sum.

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